We can stop wage garnishment, lawsuits, car repossession, payday loan collections, harassing debt collector phone calls, and home foreclosure in the San Antonio, Texas Area.

Se Habla Espanol - Evening and Weekend Hours Available  Are you thinking about filing bankrupcty but you would like to speak with an attorney and have some of your questions answered before you schedule an appointment? Call us at 210-978-0649. We are happy to answer questions and we are available during the week, as well as evenings and weekends.

If you live in the San Antonio area and are experiencing financial trouble, please call our office at 210-209-9088 to schedule a free consultation with an attorney. Se habla Espanol.

How much does it cost to file bankruptcy in the San Antonio area?

The cost of your case depends on the type of bankruptcy you file and if you are married or single. We understand that if you are looking into bankruptcy, cost is a factor. Our fees are comparable to those of other law firms in the San Antonio area and we offer affordable payment plans. Call our office and we can answer your questions about attorney fees and court costs of bankruptcy.

Are you being harassed by payday loan companies? Call us. We can put a stop to the calls and threats.

Payday loan companies may be telling you that you can't discharge payday loans through bankruptcy, but you can. These companies can be ruthless in their attempts to collect money. When you retain our law firm, we will deal with these lenders for you.

Chapter 7 and Chapter 13 Bankruptcy in Texas

We are a Debt Relief Agency and have experience helping individuals and families in the San Antonio, Texas area file for relief and protection under the bankruptcy code. We have experience in both Chapter 7 and Chapter 13 and are well versed in the new requirements of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, enacted on April 20, 2005 and effective on October 17,2005. While the new law has created new requirements, many of the benefits of bankruptcy still exist and the new law is actually beneficial for some Chapter 13 filers. If you would like to find out if filing Chapter 7 or Chapter 13 bankruptcy will solve your debt problems, call 210-209-9088 to schedule a free consultation with an experienced attorney. We are experienced with representing military personnel and individuals with security clearance concerns file for bankruptcy.

Read our FAQS on filing bankruptcy in San Antonio, bankruptcy and credit, stopping repossession, stopping wage garnishment and more.

Mortgage Loan Modification / Foreclosure Prevention for Texas Homeowners

If you are having trouble paying your mortgage payments and you are concerned about foreclosure, contact our office and schedule a free consultation (in-person or on the phone) with an attorney to find out more about loan modifications. We have experienced attorneys who will work to lower your mortgage payments. Contact our San Antonio, Texas office to find out if you qualify for President Obama’s HAMP program which lowers mortgage payments. If you are not eligible for HAMP, you still may be eligible for other mortgage loan modification programs. If you own a home and reside in Texas (in any county in Texas) we can help you with your loan modification.

Read our FAQS on mortgage loan modifications.

Debt Settlement in Texas

You may retain our firm to negotiate a debt settlement without filing for bankruptcy. For some individuals, filing for bankruptcy may not be the best option. Our debt settlement practice has been successful in resolving unsecured (i.e. credit cards, collection accounts) for only a percentage of what is owed. During your free consultation with an attorney at our San Antonio, Texas law office, an experienced attorney will go over all of your debt resolution options with you, so that you can make a fully informed choice about your financial future. Call 210-209-9088 today to schedule a free consultation with one of our experienced attorneys. Se habla Espanol.